Louisiana Mortgage Credit Certificate (MCC)

Louisiana Housing Corporation

Available Down Payment

About This Program

Louisiana Mortgage Credit Certificate (MCC) is available to homeowners in Haughton, LA.

Provides a dollar-for-dollar federal income tax credit equal to 20% of annual mortgage interest paid. For first-time homebuyers in Louisiana meeting income and purchase price limits. Can be combined with other LHC programs.

Annual tax credit equals 20% of mortgage interest paid per year

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Haughton, LA, you can combine this program with other local help to cut your cost:

Key Details

  • 20% of annual mortgage interest as tax credit
  • Available to first-time homebuyers
  • Income and purchase price limits apply
  • Can save thousands over life of loan
  • Combine with down payment assistance

How to Apply

A grant-savvy contractor in Haughton, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Louisiana Mortgage Credit Certificate (MCC) provide in Haughton, LA?

Up to $2,000/year federal tax credit.

Who qualifies for Louisiana Mortgage Credit Certificate (MCC) in Haughton?

Louisiana Mortgage Credit Certificate (MCC) is open to homeowners in Haughton, LA.

How do I apply for Louisiana Mortgage Credit Certificate (MCC) in Haughton, LA?

Apply directly with Louisiana Housing Corporation using the official program link on this page or call (888) 454-2001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Haughton, LA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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