MassHousing ONE Mortgage Program

Massachusetts Housing Finance Agency

Available Down Payment

About This Program

MassHousing ONE Mortgage Program is available in Haverhill, MA.

MassHousing provides affordable mortgage financing with down payment assistance up to $15,000 for first-time homebuyers in Haverhill. Offers competitive fixed interest rates and flexible underwriting for low-to-moderate income borrowers.

Down payment assistance provided as deferred loan, forgiven after 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Haverhill, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • Forgivable loan after 10 years of occupancy
  • Available to first-time homebuyers
  • Income limits apply by household size
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Haverhill, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MassHousing ONE Mortgage Program provide in Haverhill, MA?

Up to $15,000 down payment assistance.

How do I apply for MassHousing ONE Mortgage Program in Haverhill, MA?

Apply directly with Massachusetts Housing Finance Agency using the official program link on this page or call (800) 882-1154. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Haverhill, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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