Hayward First-Time Homebuyer Assistance

City of Hayward Housing Division (HOME/CDBG)

Waitlist Down Payment

About This Program

Hayward First-Time Homebuyer Assistance is available to homeowners in Hayward, CA.

Provides down payment and closing cost assistance for first-time homebuyers purchasing in Hayward. Silent second loan is due upon sale, refinance, or transfer of property. Income limits apply.

Loan amount based on income and purchase price; no monthly payment

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Hayward, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $100,000
  • For first-time homebuyers in Hayward
  • Income at or below 120% AMI required
  • Silent second loan, no monthly payment
  • Currently waitlisted, check for openings

How to Apply

A grant-savvy contractor in Hayward, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently waitlisted, check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Hayward First-Time Homebuyer Assistance provide in Hayward, CA?

Loan up to $100,000.

Who qualifies for Hayward First-Time Homebuyer Assistance in Hayward?

Hayward First-Time Homebuyer Assistance is open to homeowners in Hayward, CA.

How do I apply for Hayward First-Time Homebuyer Assistance in Hayward, CA?

Apply directly with City of Hayward Housing Division (HOME/CDBG) using the official program link on this page or call (510) 583-4200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hayward, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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