California Housing Finance Agency
CalHFA Mortgage Credit Certificate (MCC) is available to homeowners in Hayward, CA.
Allows eligible California homebuyers to claim a federal tax credit equal to a percentage of their annual mortgage interest, reducing federal income tax liability and increasing take-home pay. Available for purchase in Hayward.
Annual tax credit estimate based on typical mortgage interest at median home value
Data last verified 2026-05-25. How we verify our data.
In Hayward, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Hayward, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programFederal tax credit worth 15-50% of mortgage interest.
CalHFA Mortgage Credit Certificate (MCC) is open to homeowners in Hayward, CA.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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