PHFA Keystone Advantage Assistance Loan

Pennsylvania Housing Finance Agency

Available Down Payment

About This Program

PHFA Keystone Advantage Assistance Loan is available to homeowners in Hazleton, PA.

Forgivable second mortgage loan providing down payment and closing cost assistance to first-time homebuyers purchasing in Pennsylvania. Loan is forgiven after 10 years of occupancy.

Forgivable loan for down payment or closing costs; no repayment if home occupied 10 years

Verified against Pennsylvania Housing Finance Agency's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Hazleton, PA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $6,000 forgivable loan for down payment/closing costs
  • Must be first-time homebuyer
  • Income limits vary by county (typically up to 120% AMI)
  • Loan forgiven after 10 years of occupancy
  • Must be paired with PHFA first mortgage

How to Apply

A grant-savvy contractor in Hazleton, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can PHFA Keystone Advantage Assistance Loan provide in Hazleton, PA?

Up to $6,000 DPA or closing costs.

Who qualifies for PHFA Keystone Advantage Assistance Loan in Hazleton?

PHFA Keystone Advantage Assistance Loan is open to homeowners in Hazleton, PA.

How do I apply for PHFA Keystone Advantage Assistance Loan in Hazleton, PA?

Apply directly with Pennsylvania Housing Finance Agency using the official program link on this page or call (855) 827-3466. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hazleton, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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