Nevada First-Time Homebuyer Mortgage Program

Nevada Housing Division

Available Down Payment

About This Program

Nevada First-Time Homebuyer Mortgage Program is available in Henderson, NV.

Below-market interest rate mortgages for first-time homebuyers in Nevada. Combined with down payment assistance, helps moderate-income families afford homeownership in Henderson.

Interest rate reduction saves approximately $50-100 monthly on typical Henderson home

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Henderson, NV, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market mortgage interest rates
  • For first-time homebuyers in Nevada
  • Income and purchase price limits apply
  • Must use approved lender
  • Can combine with down payment assistance

How to Apply

Get free help applying Visit Official Program Page Track this program

(702) 486-7220

A grant-savvy contractor in Henderson, NV can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for Nevada First-Time Homebuyer Mortgage Program in Henderson, NV?

Apply directly with Nevada Housing Division using the official program link on this page or call (702) 486-7220. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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