South Carolina State Housing Finance & Development Authority
SC Mortgage Credit Certificate (MCC) is available in Hilton Head Island, SC.
Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. For first-time homebuyers meeting income limits. Credit lasts for the life of the loan.
Credit equals 20% of annual mortgage interest paid, up to $2,000/year max
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Hilton Head Island, SC, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Hilton Head Island, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, subject to federal allocation
Ask us. It is free, and a real person answers within a business day.
Email us about this programAnnual federal tax credit up to $2,000.
Apply directly with South Carolina State Housing Finance & Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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