Wake County Down Payment Assistance

Wake County Community Services

Available Down Payment

About This Program

Wake County Down Payment Assistance is available in Holly Springs, NC.

Forgivable second-mortgage loan for down payment and closing cost assistance to first-time homebuyers purchasing in Wake County. Loan is forgiven after 15 years of owner-occupancy.

Forgivable loan, forgiven after 15 years of continuous occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Holly Springs, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 for down payment and closing costs
  • For first-time homebuyers in Wake County
  • Income at or below 80% AMI
  • Forgiven after 15 years of owner-occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Holly Springs, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Wake County Down Payment Assistance provide in Holly Springs, NC?

Up to $25,000 forgivable loan.

Who qualifies for Wake County Down Payment Assistance in Holly Springs?

Wake County Down Payment Assistance is available in Holly Springs, NC. It prioritizes low-income households.

How do I apply for Wake County Down Payment Assistance in Holly Springs, NC?

Apply directly with Wake County Community Services using the official program link on this page or call (919) 856-6420. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Holly Springs, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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