Kentucky First-Time Home Buyer Program

Kentucky Housing Corporation

Available Down Payment

About This Program

Kentucky First-Time Home Buyer Program is available in Hopkinsville, KY.

Down payment assistance for first-time homebuyers in Kentucky purchasing in targeted census tracts or meeting income requirements. Assistance is a forgivable second mortgage that forgives after 5 years. Must complete homebuyer education.

Forgivable second mortgage, forgiven after 5 years of occupancy

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Hopkinsville, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $6,000 down payment assistance
  • For first-time homebuyers
  • Forgivable after 5 years
  • Must complete homebuyer education
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Hopkinsville, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Kentucky First-Time Home Buyer Program provide in Hopkinsville, KY?

Down payment assistance up to $6,000.

How do I apply for Kentucky First-Time Home Buyer Program in Hopkinsville, KY?

Apply directly with Kentucky Housing Corporation using the official program link on this page or call (800) 633-8896. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hopkinsville, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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