Mississippi Home Corporation First-Time Homebuyer Program

Mississippi Home Corporation

Available Down Payment

About This Program

Mississippi Home Corporation First-Time Homebuyer Program is available in Horn Lake, MS.

Down payment assistance (DPA) and competitive mortgage rates for first-time homebuyers in Mississippi. Provides up to $5,000 or 3.5% of loan amount (whichever is less) as forgivable second mortgage for down payment and closing costs. Income and purchase price limits apply. Available through participating lenders.

Forgivable second mortgage for down payment assistance, forgiven after 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Horn Lake, MS, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $5,000 down payment assistance
  • Forgivable second mortgage after 5 years
  • Competitive below-market interest rates
  • Income and purchase price limits apply
  • First-time homebuyer or repeat buyer in target area

How to Apply

A grant-savvy contractor in Horn Lake, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Mississippi Home Corporation First-Time Homebuyer Program provide in Horn Lake, MS?

DPA up to $5,000 or 3.5% of loan.

How do I apply for Mississippi Home Corporation First-Time Homebuyer Program in Horn Lake, MS?

Apply directly with Mississippi Home Corporation using the official program link on this page or call (601) 718-4642. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Horn Lake, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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