Louisiana Housing Finance Authority MCC

Louisiana Housing Corporation

Available Down Payment

About This Program

Louisiana Housing Finance Authority MCC is available to homeowners in Houma, LA.

Mortgage Credit Certificate (MCC) program provides first-time homebuyers with a federal tax credit of up to 50% of mortgage interest paid annually. Combined with low-interest mortgage options to make homeownership more affordable in Louisiana.

Estimated annual federal tax credit based on 20% of typical mortgage interest

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Houma, LA, you can combine this program with other local help to cut your cost:

Key Details

  • Federal tax credit for mortgage interest paid
  • Available to first-time homebuyers
  • Income limits apply by parish
  • Can be combined with other LHC programs
  • Credit available every year you own the home

How to Apply

A grant-savvy contractor in Houma, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Louisiana Housing Finance Authority MCC provide in Houma, LA?

Up to $2,000 annual tax credit.

Who qualifies for Louisiana Housing Finance Authority MCC in Houma?

Louisiana Housing Finance Authority MCC is open to homeowners in Houma, LA.

How do I apply for Louisiana Housing Finance Authority MCC in Houma, LA?

Apply directly with Louisiana Housing Corporation using the official program link on this page or call (225) 763-8700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Houma, LA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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