Texas Home Loan Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Texas Home Loan Program is available to homeowners in Huntsville, TX.

State mortgage revenue bond program offering competitive interest rates plus optional down payment and closing cost assistance for first-time homebuyers in Texas. Can be combined with federal tax credits for additional savings.

Down payment assistance typically 3-5% of purchase price

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Huntsville, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • Competitive interest rates on home loans
  • For first-time homebuyers
  • Income limits apply (typically 115% AMI)
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Huntsville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas Home Loan Program provide in Huntsville, TX?

Up to $15,000 down payment assistance.

Who qualifies for Texas Home Loan Program in Huntsville?

Texas Home Loan Program is open to homeowners in Huntsville, TX.

How do I apply for Texas Home Loan Program in Huntsville, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (877) 508-4611. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Huntsville, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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