SD Housing Development Authority First-Time Homebuyer

South Dakota Housing Development Authority

Available Down Payment

About This Program

SD Housing Development Authority First-Time Homebuyer is available to homeowners in Huron, SD.

Provides down payment and closing cost assistance for first-time homebuyers in South Dakota. Includes competitive interest rate mortgages and forgivable second mortgage for down payment assistance.

Down payment assistance provided as forgivable second mortgage

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Huron, SD, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 in down payment assistance
  • Must be first-time homebuyer
  • Income limits apply by household size
  • Forgivable loan after 5 years of occupancy
  • Competitive below-market interest rates

How to Apply

Get free help applying Visit Official Program Page Track this program

(605) 773-3181

A grant-savvy contractor in Huron, SD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing; subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SD Housing Development Authority First-Time Homebuyer provide in Huron, SD?

Down payment assistance up to $15,000.

Who qualifies for SD Housing Development Authority First-Time Homebuyer in Huron?

SD Housing Development Authority First-Time Homebuyer is open to homeowners in Huron, SD.

How do I apply for SD Housing Development Authority First-Time Homebuyer in Huron, SD?

Apply directly with South Dakota Housing Development Authority using the official program link on this page or call (605) 773-3181. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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