Indiana Homestead Standard Deduction

Indiana Department of Local Government Finance

Available Property Tax Relief

About This Program

Indiana Homestead Standard Deduction is available to homeowners in Indianapolis, IN.

Every Indiana homeowner should file this. Reduces your taxable assessed value by $48,000 (standard) plus a supplemental credit on any remaining assessed value. File once with the Marion County Auditor, stays on your property until you move. Most homeowners qualify but many don't know to file.

All owner-occupied homes, file once

Official program page checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Indianapolis, IN, you can combine this program with other local help to cut your cost:

Key Details

  • $48,000 standard deduction + supplemental credit
  • File once, stays until you move
  • Marion County Auditor processes applications

How to Apply

A grant-savvy contractor in Indianapolis, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Indianapolis early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Form to file: Claim for Homestead Property Tax Standard / Supplemental Deduction (State Form 5473 / HC10)

The Homestead Standard Deduction lowers the taxable assessed value of the Indiana home you own and occupy as your principal residence, and it unlocks an additional supplemental deduction. You file the homestead claim (State Form 5473, the HC10) once with your county auditor and do not reapply each year.

Steps to apply

  1. Confirm you own and occupy the Indiana home as your principal place of residence and do not claim a homestead elsewhere.
  2. Get the Homestead Deduction claim form (State Form 5473 / HC10) from the Indiana DLGF.
  3. Complete it with the property and owner information, including the last five digits of the owner's ID.
  4. File it with your county auditor by the December 31 deadline to apply to the next year's bill.

Documents you will likely need

  • Proof you own and occupy the home as your principal residence.
  • The owner's Social Security number and driver license or state ID (last digits) as the form requires.
  • The property's parcel or key number.
  • The completed homestead claim form.

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: File with Marion County Auditor, one time, stays until you move

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Indiana Homestead Standard Deduction provide in Indianapolis, IN?

Up to $48,000 assessed value reduction.

Who qualifies for Indiana Homestead Standard Deduction in Indianapolis?

Indiana Homestead Standard Deduction is open to homeowners in Indianapolis, IN. It has no income limit.

How do I apply for Indiana Homestead Standard Deduction in Indianapolis, IN?

Apply directly with Indiana Department of Local Government Finance using the official program link on this page or call 317-327-4646. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Indianapolis, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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