Irving First-Time Homebuyer Assistance

City of Irving Community Development

Available Down Payment

About This Program

Irving First-Time Homebuyer Assistance is available in Irving, TX.

Down payment and closing cost assistance for first-time homebuyers purchasing in Irving city limits. Forgivable loan that converts to a grant after 5 years of owner-occupancy. Income limits and homebuyer education required.

Forgivable loan for down payment/closing costs, becomes grant after 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Irving, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 down payment assistance
  • For first-time homebuyers in Irving
  • Income at or below 80% AMI required
  • Forgivable after 5 years of occupancy
  • Homebuyer education class required

How to Apply

A grant-savvy contractor in Irving, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Irving First-Time Homebuyer Assistance provide in Irving, TX?

Up to $15,000 down payment assistance.

How do I apply for Irving First-Time Homebuyer Assistance in Irving, TX?

Apply directly with City of Irving Community Development using the official program link on this page or call (972) 721-2424. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Irving, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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