Tompkins County First-Time Homebuyer Program

Tompkins County Planning Department / HOME funds

Waitlist Down Payment

About This Program

Tompkins County First-Time Homebuyer Program is available in Ithaca, NY.

HOME Investment Partnerships Program funds to assist first-time homebuyers with down payment and closing costs in Tompkins County. Forgivable loan, forgiven after 5 years of occupancy. Income limits and purchase price caps apply.

Loan forgiven after 5 years of owner-occupancy

Data last verified 2026-06-09. How we verify our data.

In Ithaca, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for first-time homebuyers
  • Down payment and closing cost assistance
  • Income up to 80% AMI required
  • Forgiven after 5 years of occupancy
  • Purchase price limits apply

How to Apply

A grant-savvy contractor in Ithaca, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently waitlisted; check for updates

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Tompkins County First-Time Homebuyer Program provide in Ithaca, NY?

Up to $25,000 forgivable loan.

How do I apply for Tompkins County First-Time Homebuyer Program in Ithaca, NY?

Apply directly with Tompkins County Planning Department / HOME funds using the official program link on this page or call (607) 274-5560. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ithaca, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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