Mississippi Home Corporation First-Time Homebuyer

Mississippi Home Corporation

Available Down Payment

About This Program

Mississippi Home Corporation First-Time Homebuyer is available in Jackson, MS.

Provides down payment and closing cost assistance to first-time homebuyers in Mississippi. Assistance is provided as a forgivable second mortgage that is forgiven after 15 years. Must be combined with an MHC first mortgage.

Assistance amount varies by program tier and borrower income

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Jackson, MS, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $8,000
  • Available statewide including Jackson
  • Forgivable second mortgage after 15 years
  • Must be first-time homebuyer
  • Must use MHC first mortgage

How to Apply

A grant-savvy contractor in Jackson, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Mississippi Home Corporation First-Time Homebuyer provide in Jackson, MS?

Down payment assistance up to $8,000.

How do I apply for Mississippi Home Corporation First-Time Homebuyer in Jackson, MS?

Apply directly with Mississippi Home Corporation using the official program link on this page or call (601) 718-4642. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Jackson, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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