Texas First-Time Homebuyer Program

Texas State Affordable Housing Corporation (TSAHC)

Available Down Payment

About This Program

Texas First-Time Homebuyer Program is available to homeowners in Jacksonville, TX.

Down payment and closing cost assistance for first-time homebuyers in Texas. Provides up to 5% of loan amount (minimum $5,000, maximum $15,000) as a forgivable second lien. Must use approved lender and meet income limits.

Down payment assistance based on typical home purchase in Jacksonville

Data last verified 2026-06-09. How we verify our data.

In Jacksonville, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to 5% of loan amount for down payment/closing costs
  • Forgivable second lien, forgiven after 5-10 years
  • Income limits apply (varies by county)
  • Must be first-time homebuyer or not owned in 3 years
  • Must use TSAHC-approved lender

How to Apply

A grant-savvy contractor in Jacksonville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Texas First-Time Homebuyer Program provide in Jacksonville, TX?

Down payment assistance up to 5% of loan.

Who qualifies for Texas First-Time Homebuyer Program in Jacksonville?

Texas First-Time Homebuyer Program is open to homeowners in Jacksonville, TX.

How do I apply for Texas First-Time Homebuyer Program in Jacksonville, TX?

Apply directly with Texas State Affordable Housing Corporation (TSAHC) using the official program link on this page or call (512) 477-3555. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Jacksonville, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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