Jacksonville Housing Finance Authority Down Payment Assistance

Jacksonville Housing Finance Authority / Florida Housing Finance Corporation

Available Down Payment

About This Program

Jacksonville Housing Finance Authority Down Payment Assistance is available in Jacksonville, FL.

Jacksonville homebuyers can access down payment assistance through Florida Housing Finance Corporation's statewide programs and Jacksonville's local HFA. Florida Housing's Homebuyer Loan Program (HLP) offers DPA of up to $15,000 as a 0% deferred second mortgage. Jacksonville's SHIP-funded programs also provide additional assistance for very low-income buyers.

First-time homebuyers using Florida Housing first mortgage

Data last verified 2026-04-03. How we verify our data.

In Jacksonville, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 in DPA as 0% deferred second mortgage
  • Must pair with Florida Housing first mortgage product
  • SHIP funds may provide additional local assistance
  • Duval County income limits apply
  • Contact Jacksonville Housing Finance Authority: 904-630-3606

How to Apply

A grant-savvy contractor in Jacksonville, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling through Florida Housing-approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Jacksonville Housing Finance Authority Down Payment Assistance provide in Jacksonville, FL?

Up to $15,000.

How do I apply for Jacksonville Housing Finance Authority Down Payment Assistance in Jacksonville, FL?

Apply directly with Jacksonville Housing Finance Authority / Florida Housing Finance Corporation using the official program link on this page or call 904-630-3606. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Jacksonville, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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