Tennessee Housing Development Agency
THDA Great Choice Home Loan is available to homeowners in Johnson City, TN.
State-funded down payment and closing cost assistance for first-time homebuyers in Tennessee. Combines below-market interest rate mortgage with forgivable second loan for down payment and closing costs.
Down payment assistance amount based on purchase price and borrower need
Verified against Tennessee Housing Development Agency's official page on 2026-06-17.
Data last verified 2026-06-09. How we verify our data.
In Johnson City, TN, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Johnson City, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, subject to fund availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment assistance up to $15,000.
THDA Great Choice Home Loan is open to homeowners in Johnson City, TN.
Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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