Rhode Island Housing
FirstGenHomeRI Down Payment Assistance is available in Johnston, RI.
Provides forgivable down payment and closing cost assistance to first-generation homebuyers in Rhode Island. Must purchase a home within RI and meet income limits. Loan forgiven after 10 years of occupancy. Combined with RIHousing first mortgage.
Forgivable loan for down payment and closing costs, forgiven after 10 years
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Johnston, RI, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Johnston, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Applications accepted until funds exhausted
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $50,000 forgivable down payment loan.
Apply directly with Rhode Island Housing using the official program link on this page or call (401) 450-1300. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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