Colorado Housing Finance Authority First-Time Homebuyer

Colorado Housing Finance Authority (CHFA)

Available Down Payment

About This Program

Colorado Housing Finance Authority First-Time Homebuyer is available to homeowners in Johnstown, CO.

CHFA offers down payment assistance for first-time homebuyers in Colorado, including Johnstown. Assistance is provided as a second mortgage with competitive rates and can be combined with CHFA first mortgages.

Down payment assistance amount varies by program and income; typical grants range from $7,500 to $15,000

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Johnstown, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • Must be first-time homebuyer or not owned home in 3 years
  • Income limits apply (typically up to 80% AMI)
  • Must complete homebuyer education course
  • Available statewide including Johnstown

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 877-2432

A grant-savvy contractor in Johnstown, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Colorado Housing Finance Authority First-Time Homebuyer provide in Johnstown, CO?

Up to $15,000 down payment assistance.

Who qualifies for Colorado Housing Finance Authority First-Time Homebuyer in Johnstown?

Colorado Housing Finance Authority First-Time Homebuyer is open to homeowners in Johnstown, CO.

How do I apply for Colorado Housing Finance Authority First-Time Homebuyer in Johnstown, CO?

Apply directly with Colorado Housing Finance Authority (CHFA) using the official program link on this page or call (800) 877-2432. There is no middleman and no fee.

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