City of Joliet Community Development (HOME)
Joliet HOME Homebuyer Assistance is available in Joliet, IL.
HOME-funded forgivable loan for down payment and closing cost assistance to first-time homebuyers purchasing in Joliet with income at or below 80% AMI. Loan forgiven after 5 years of occupancy.
Forgivable loan, no repayment if you remain in the home 5 years
Data last verified 2026-05-25. How we verify our data.
In Joliet, IL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Joliet, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications, subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programForgivable loan up to $15,000.
Joliet HOME Homebuyer Assistance is available in Joliet, IL. It prioritizes low-income households.
Apply directly with City of Joliet Community Development (HOME) using the official program link on this page or call (815) 724-4100. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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