MSHDA MI Home Loan

Michigan State Housing Development Authority

Available Down Payment

About This Program

MSHDA MI Home Loan is available in Kalamazoo, MI.

Low-interest mortgage with down payment assistance for first-time homebuyers in Michigan, including Kalamazoo. Offers competitive rates and up to $10,000 in down payment assistance for qualifying borrowers. Work with approved lenders.

Down payment assistance varies; typical DPA shown for qualifying buyers

Data last verified 2026-06-09. How we verify our data.

In Kalamazoo, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest mortgage for first-time buyers
  • Up to $10,000 down payment assistance
  • Income limits apply (varies by county)
  • Must complete homebuyer education
  • Work with MSHDA-approved lenders

How to Apply

A grant-savvy contractor in Kalamazoo, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for MSHDA MI Home Loan in Kalamazoo, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kalamazoo, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs