Maryland Housing Finance Authority
Maryland HomeCredit Down Payment Assistance is available in Kent Island, MD.
Provides down payment and closing cost assistance up to $15,000 for eligible first-time homebuyers. Offered as a second mortgage with deferred payment. Must be used with Maryland Mortgage Program loan. Income and purchase price limits apply.
Second mortgage for down payment and closing costs, deferred until sale or refinance
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Kent Island, MD, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Kent Island, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 down payment assistance.
Apply directly with Maryland Housing Finance Authority using the official program link on this page or call (800) 638-7781. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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