Maryland Mortgage Program (MMP)

Maryland Housing Finance Authority

Available Down Payment

About This Program

Maryland Mortgage Program (MMP) is available in Kent Island, MD.

Below-market interest rate mortgages for first-time homebuyers in Maryland. Income and purchase price limits apply. Can be combined with down payment assistance. Borrowers must complete homebuyer education course.

Interest rate typically 0.5-1% below conventional market rates

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Kent Island, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market interest rate mortgages
  • For first-time homebuyers
  • Income and price limits apply
  • Homebuyer education required
  • Can combine with down payment assistance

How to Apply

A grant-savvy contractor in Kent Island, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How do I apply for Maryland Mortgage Program (MMP) in Kent Island, MD?

Apply directly with Maryland Housing Finance Authority using the official program link on this page or call (800) 638-7781. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kent Island, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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