Kentucky Homeownership Protection Program

Kentucky Housing Corporation

Closed Home Repair

About This Program

Provides mortgage payment assistance, property tax assistance, and homeowner's insurance assistance to help eligible Kentucky homeowners avoid foreclosure. Funded through the federal Homeowner Assistance Fund. Check website for program reopening announcements.

Maximum assistance for mortgage, taxes, and insurance

Data last verified 2026-06-09. How we verify our data.

In Kentucky Oaks, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $60,000 for mortgage, taxes, insurance
  • Helps prevent foreclosure
  • Income at or below 150% AMI
  • Currently closed, check for reopening
  • Funded through federal Homeowner Assistance Fund

How to Apply

A grant-savvy contractor in Kentucky Oaks, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kentucky Oaks early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program closed, check for future funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kentucky Oaks, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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