CHFA FirstGen Down Payment Assistance

Colorado Housing Finance Authority

Available Down Payment

About This Program

CHFA FirstGen Down Payment Assistance is available to homeowners in Lafayette, CO.

Provides forgivable down payment assistance for first-generation homebuyers in Colorado whose parents have not owned a home. Can be combined with CHFA first mortgage loans for additional benefits.

5% of purchase price, up to $17,500, forgiven over 5 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lafayette, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $17,500 forgivable loan for down payment
  • Must be first-generation homebuyer
  • Combine with CHFA mortgage for best rates
  • Forgiven after 5 years of occupancy
  • Income limits vary by county

How to Apply

A grant-savvy contractor in Lafayette, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CHFA FirstGen Down Payment Assistance provide in Lafayette, CO?

Up to $17,500 for down payment.

Who qualifies for CHFA FirstGen Down Payment Assistance in Lafayette?

CHFA FirstGen Down Payment Assistance is open to homeowners in Lafayette, CO.

How do I apply for CHFA FirstGen Down Payment Assistance in Lafayette, CO?

Apply directly with Colorado Housing Finance Authority using the official program link on this page or call (800) 877-2432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lafayette, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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