CalHFA First-Time Homebuyer Programs

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA First-Time Homebuyer Programs is available to homeowners in Laguna Beach, CA.

State-funded down payment assistance and low-interest mortgage programs for first-time homebuyers in California. Multiple programs available including CalPLUS conventional loans, MyHome Assistance Program, and Dream For All with forgivable silent second loans.

Assistance varies by program; MyHome provides up to 3.5% of purchase price, Dream For All up to 20%

Data last verified 2026-06-09. How we verify our data.

In Laguna Beach, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance for first-time buyers
  • Multiple programs with forgivable options
  • Income limits vary by program and county
  • Purchase price limits apply (up to $1,089,300 in Orange County)
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Laguna Beach, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CalHFA First-Time Homebuyer Programs provide in Laguna Beach, CA?

Down payment assistance up to $150,000.

Who qualifies for CalHFA First-Time Homebuyer Programs in Laguna Beach?

CalHFA First-Time Homebuyer Programs is open to homeowners in Laguna Beach, CA.

How do I apply for CalHFA First-Time Homebuyer Programs in Laguna Beach, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Laguna Beach, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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