California Housing Finance Agency
Shared appreciation loan providing down payment and closing cost assistance equal to 20% of the purchase price for first-time homebuyers in California. The loan is repaid when the home is sold, refinanced, or transferred along with a share of appreciation.
Estimate based on 20% of median home value for down payment assistance
Data last verified 2026-06-09. How we verify our data.
In Laguna Hills, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Laguna Hills, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Program currently paused; check CalHFA website for updates
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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