Washington State Housing Finance Commission Home Advantage

Washington State Housing Finance Commission

Available Down Payment

About This Program

Washington State Housing Finance Commission Home Advantage is available to homeowners in Lakeland, WA.

First-time homebuyer program offering low-interest mortgages and optional down payment assistance. Income limits vary by county; Pierce County limits are higher than state median. DPA is a second loan that can be forgiven.

Down payment assistance as second mortgage, forgiven after compliance period

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lakeland, WA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest mortgage for first-time buyers
  • Down payment assistance up to $15,000 available
  • Income limits apply (moderate income)
  • Must complete homebuyer education course
  • Available statewide including Pierce County

How to Apply

A grant-savvy contractor in Lakeland, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds last

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Washington State Housing Finance Commission Home Advantage provide in Lakeland, WA?

Down payment assistance up to $15,000.

Who qualifies for Washington State Housing Finance Commission Home Advantage in Lakeland?

Washington State Housing Finance Commission Home Advantage is open to homeowners in Lakeland, WA.

How do I apply for Washington State Housing Finance Commission Home Advantage in Lakeland, WA?

Apply directly with Washington State Housing Finance Commission using the official program link on this page or call (800) 767-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lakeland, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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