Florida Housing Finance Corporation
Florida Homebuyer Mortgage Credit Certificate is available to homeowners in Lakeland, FL.
Provides a dollar-for-dollar federal income tax credit equal to 50% of mortgage interest paid annually, helping first-time homebuyers afford homeownership. Can be combined with Florida Housing's first mortgage programs for maximum benefit.
Annual tax credit equals 50% of mortgage interest paid, maximum $2,000/year
Data last verified 2026-06-09. How we verify our data.
In Lakeland, FL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Lakeland, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program subject to allocation availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programFederal tax credit up to $2,000/year.
Florida Homebuyer Mortgage Credit Certificate is open to homeowners in Lakeland, FL.
Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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