Texas Department of Housing and Community Affairs
My First Texas Home Program is available to homeowners in Lancaster, TX.
TDHCA provides down payment and closing cost assistance for first-time homebuyers in Texas, including Lancaster. Assistance is provided as a 30-year deferred, forgivable second lien that requires no monthly payments.
Down payment assistance varies by income and home price; no monthly payment required
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Lancaster, TX, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Lancaster, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 down payment assistance.
My First Texas Home Program is open to homeowners in Lancaster, TX.
Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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