Montana Housing First-Time Homebuyer Program

Montana Housing (Montana Housing Finance Authority)

Available Down Payment

About This Program

Montana Housing First-Time Homebuyer Program is available to homeowners in Laurel, MT.

Down payment and closing cost assistance for first-time homebuyers in Montana. Offers below-market interest rate mortgages combined with optional down payment assistance grants or second mortgages. Income and purchase price limits apply.

Typical down payment assistance grant amount for qualifying buyers

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Laurel, MT, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • Below-market interest rate mortgages available
  • Must be first-time homebuyer or not owned in 3 years
  • Income and purchase price limits apply
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Laurel, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Montana Housing First-Time Homebuyer Program provide in Laurel, MT?

Up to $15,000 down payment assistance.

Who qualifies for Montana Housing First-Time Homebuyer Program in Laurel?

Montana Housing First-Time Homebuyer Program is open to homeowners in Laurel, MT.

How do I apply for Montana Housing First-Time Homebuyer Program in Laurel, MT?

Apply directly with Montana Housing (Montana Housing Finance Authority) using the official program link on this page or call (406) 841-2840. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Laurel, MT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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