Maryland HOME Program

Maryland Department of Housing and Community Development

Available Down Payment

About This Program

Maryland HOME Program is available to homeowners in Laurel, MD.

Federal HOME Investment Partnerships Program funds administered by Maryland DHCD to assist first-time homebuyers with down payment and closing costs, and to support owner-occupied rehabilitation. Available through participating local jurisdictions and nonprofit housing agencies.

Grant or deferred loan depending on local program structure

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Laurel, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $35,000 for down payment and closing costs
  • Also available for owner-occupied rehabilitation
  • Income at or below 80% AMI
  • Must be first-time homebuyer for purchase assistance
  • Apply through local housing agencies

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 756-0119

A grant-savvy contractor in Laurel, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Laurel early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Maryland HOME Program provide in Laurel, MD?

Up to $35,000 for homeownership.

Who qualifies for Maryland HOME Program in Laurel?

Maryland HOME Program is open to homeowners in Laurel, MD.

How do I apply for Maryland HOME Program in Laurel, MD?

Apply directly with Maryland Department of Housing and Community Development using the official program link on this page or call (800) 756-0119. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Laurel, MD contractors

Find More Programs in Laurel, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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