NC Home Advantage Tax Credit

North Carolina Housing Finance Agency

Available Down Payment

About This Program

NC Home Advantage Tax Credit is available in Laurinburg, NC.

Federal mortgage credit certificate providing annual tax credit of up to $2,000 for first-time homebuyers who obtain NC Home Advantage mortgage. Credit reduces federal income tax liability annually for the life of the loan.

Annual tax credit of approximately 20% of mortgage interest paid, maximum $2,000/year

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Laurinburg, NC, you can combine this program with other local help to cut your cost:

Key Details

  • Annual federal tax credit up to $2,000
  • For first-time homebuyers with NC Home Advantage mortgage
  • Credit available for life of loan
  • Income and purchase price limits apply
  • Reduces federal tax liability each year

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 877-5700

A grant-savvy contractor in Laurinburg, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program for qualified buyers

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NC Home Advantage Tax Credit provide in Laurinburg, NC?

Up to $2,000 annual tax credit.

How do I apply for NC Home Advantage Tax Credit in Laurinburg, NC?

Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.

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