Indiana Mortgage Credit Certificate (MCC)

Indiana Housing & Community Development Authority

Available Down Payment

About This Program

Indiana Mortgage Credit Certificate (MCC) is available to homeowners in Lebanon, IN.

Federal tax credit for first-time homebuyers in Indiana. Converts 20% of annual mortgage interest into a dollar-for-dollar federal tax credit (up to $2,000/year). Credit continues for life of the loan, providing substantial long-term savings.

20% of annual mortgage interest as tax credit, capped at $2,000

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lebanon, IN, you can combine this program with other local help to cut your cost:

Key Details

  • 20% of mortgage interest as tax credit
  • Up to $2,000 per year in federal tax savings
  • Credit lasts for life of the loan
  • First-time buyers or targeted areas
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Lebanon, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing; subject to program funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Indiana Mortgage Credit Certificate (MCC) provide in Lebanon, IN?

Up to $2,000 annual tax credit.

Who qualifies for Indiana Mortgage Credit Certificate (MCC) in Lebanon?

Indiana Mortgage Credit Certificate (MCC) is open to homeowners in Lebanon, IN.

How do I apply for Indiana Mortgage Credit Certificate (MCC) in Lebanon, IN?

Apply directly with Indiana Housing & Community Development Authority using the official program link on this page or call (317) 232-7777. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lebanon, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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