THDA Homeownership Program

Tennessee Housing Development Agency

Available Down Payment

About This Program

THDA Homeownership Program is available to homeowners in Lenoir City, TN.

THDA offers below-market fixed-rate mortgages to first-time homebuyers in Lenoir City who meet income and purchase price limits. The program can be combined with THDA's down payment assistance programs for a complete financing solution.

Interest rate savings estimated over 30-year mortgage compared to market rates

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lenoir City, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market fixed interest rates
  • Must be first-time homebuyer or not owned in 3 years
  • Income and purchase price limits apply
  • Can combine with down payment assistance
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Lenoir City, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for THDA Homeownership Program in Lenoir City?

THDA Homeownership Program is open to homeowners in Lenoir City, TN.

How do I apply for THDA Homeownership Program in Lenoir City, TN?

Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lenoir City, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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