SC Housing Palmetto Heroes Mortgage

SC Housing Finance and Development Authority

Available Down Payment

About This Program

SC Housing Palmetto Heroes Mortgage is available to homeowners in Lexington, SC.

Low-interest mortgage program for eligible first-time homebuyers, teachers, law enforcement, firefighters, and military personnel. Includes down payment assistance options up to 5% of purchase price.

Down payment assistance up to 5% of purchase price

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lexington, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest mortgages for first-time buyers and community heroes
  • Down payment assistance up to 5% of purchase price
  • Income limits vary by county (typically up to 115% AMI)
  • Purchase price limits apply ($389,330 in Lexington County)
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Lexington, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for SC Housing Palmetto Heroes Mortgage in Lexington?

SC Housing Palmetto Heroes Mortgage is open to homeowners in Lexington, SC. It serves veterans and military families.

How do I apply for SC Housing Palmetto Heroes Mortgage in Lexington, SC?

Apply directly with SC Housing Finance and Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lexington, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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