Missouri Housing Development Commission First Place Loan

Missouri Housing Development Commission (MHDC)

Available Down Payment

About This Program

Missouri Housing Development Commission First Place Loan is available to homeowners in Liberty, MO.

Down payment and closing cost assistance for first-time homebuyers in Missouri. Offered as a zero-interest loan that is forgiven after 10 years of owner-occupancy. Must be used with an MHDC first mortgage.

Forgivable loan for down payment assistance, no repayment if home occupied for 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Liberty, MO, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $5,000 for down payment and closing costs
  • Zero-interest loan forgiven after 10 years
  • Must be first-time homebuyer
  • Income limits apply (typically 80% AMI)
  • Used with MHDC first mortgage through participating lenders

How to Apply

A grant-savvy contractor in Liberty, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Missouri Housing Development Commission First Place Loan provide in Liberty, MO?

Up to $5,000 forgivable loan.

Who qualifies for Missouri Housing Development Commission First Place Loan in Liberty?

Missouri Housing Development Commission First Place Loan is open to homeowners in Liberty, MO.

How do I apply for Missouri Housing Development Commission First Place Loan in Liberty, MO?

Apply directly with Missouri Housing Development Commission (MHDC) using the official program link on this page or call (816) 759-6600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Liberty, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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