California Housing Finance Agency
CalHFA First Mortgage Program is available to homeowners in Lincoln, CA.
State-backed low-interest mortgage loans for first-time homebuyers and existing homeowners purchasing in targeted areas. Competitive interest rates and down payment assistance available through participating lenders.
Loan amount varies by purchase price and income; estimate represents down payment assistance component
Data last verified 2026-06-09. How we verify our data.
In Lincoln, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Lincoln, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programCalHFA First Mortgage Program is open to homeowners in Lincoln, CA.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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