California Housing Finance Agency
CalHFA Forgivable Equity Builder Loan is available to homeowners in Lincoln, CA.
Forgivable down payment assistance loan for first-time homebuyers. Loan is forgiven after 3 years of owner-occupancy. Must be used in conjunction with a CalHFA first mortgage loan.
Forgivable after 3 years, no repayment if occupancy maintained
Data last verified 2026-06-09. How we verify our data.
In Lincoln, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Lincoln, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 forgivable loan.
CalHFA Forgivable Equity Builder Loan is open to homeowners in Lincoln, CA.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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