ADFA Down Payment Assistance

Arkansas Development Finance Authority (ADFA)

Available Down Payment

About This Program

ADFA Down Payment Assistance is available to homeowners in Little Rock, AR.

Forgivable second mortgage loan for down payment and closing costs. Available to first-time homebuyers purchasing in Arkansas. Forgiven after 15 years of occupancy.

Forgivable loan, no repayment if you stay in home 15 years

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Little Rock, AR, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $15,000
  • Covers down payment and closing costs
  • Must be first-time homebuyer
  • Income limits apply by county
  • Forgiven after 15 years of occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(501) 682-5900

A grant-savvy contractor in Little Rock, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted continuously

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can ADFA Down Payment Assistance provide in Little Rock, AR?

Up to $15,000 forgivable loan.

Who qualifies for ADFA Down Payment Assistance in Little Rock?

ADFA Down Payment Assistance is open to homeowners in Little Rock, AR.

How do I apply for ADFA Down Payment Assistance in Little Rock, AR?

Apply directly with Arkansas Development Finance Authority (ADFA) using the official program link on this page or call (501) 682-5900. There is no middleman and no fee.

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