CalHFA Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance for first-time homebuyers in California through a shared appreciation junior loan. Repayment required only when the home is sold, refinanced, or transferred.

Down payment assistance amount varies based on home purchase price

Data last verified 2026-06-09. How we verify our data.

In Livermore, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to 20% down payment assistance
  • First-time homebuyer requirement
  • Shared appreciation loan, no monthly payments
  • Repay when selling, refinancing, or transferring
  • Currently waitlisted, check for reopening

How to Apply

A grant-savvy contractor in Livermore, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program currently paused; check website for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Livermore, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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