New Mexico Mortgage Finance Authority
New Mexico MFA FirstHome Program is available in Los Alamos, NM.
Down payment and closing cost assistance for first-time homebuyers in Los Alamos County. Provides up to 5% of purchase price (maximum $7,500) as a forgivable second mortgage. Forgiven over 10 years. Must complete homebuyer education course.
Forgivable loan equal to 5% of purchase price, up to maximum
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Los Alamos, NM, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Los Alamos, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $7,500 down payment assistance.
Apply directly with New Mexico Mortgage Finance Authority using the official program link on this page or call (505) 843-6880. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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