California Housing Finance Agency
CalHFA MyHome Assistance Plus is available in Los Altos, CA.
Down payment and closing cost assistance for first-time homebuyers in California. Junior loan is silent for 10 years with 0% interest and forgiven after 10 years if borrower remains in the home.
Deferred loan, forgiven after 10 years of owner-occupancy
Data last verified 2026-06-09. How we verify our data.
In Los Altos, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Los Altos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $20,000 down payment assistance.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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