California Housing Finance Agency
CalHOME Program is available to homeowners in Los Banos, CA.
Provides down payment and closing cost assistance for first-time homebuyers in California. Funds are administered through local housing agencies and may be combined with CalHFA first mortgage programs.
Deferred-payment junior loan for down payment and closing costs
Data last verified 2026-06-09. How we verify our data.
In Los Banos, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Los Banos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $37,500 down payment assistance.
CalHOME Program is open to homeowners in Los Banos, CA. It prioritizes low-income households.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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