New Mexico First-Time Homebuyer Program

New Mexico Mortgage Finance Authority

Available Down Payment

About This Program

New Mexico First-Time Homebuyer Program is available in Lovington, NM.

Down payment and closing cost assistance for first-time homebuyers in New Mexico. Combines low-interest mortgage with up to $8,000 forgivable second mortgage for down payment. Income and purchase price limits apply.

Down payment assistance provided as forgivable second mortgage, forgiven after 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lovington, NM, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $8,000 down payment assistance
  • For first-time homebuyers in New Mexico
  • Forgivable second mortgage after 5 years
  • Income and purchase price limits apply
  • Combine with low-interest first mortgage

How to Apply

A grant-savvy contractor in Lovington, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New Mexico First-Time Homebuyer Program provide in Lovington, NM?

Down payment assistance up to $8,000.

How do I apply for New Mexico First-Time Homebuyer Program in Lovington, NM?

Apply directly with New Mexico Mortgage Finance Authority using the official program link on this page or call (505) 767-2117. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lovington, NM

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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