Virginia Housing
Virginia Housing First-Time Homebuyer Loan is available in Lynchburg, VA.
Offers below-market interest rate mortgages and down payment assistance to first-time homebuyers in Virginia. Includes optional down payment grant up to 2.5% of loan amount. Income limits and purchase price limits apply; requires homebuyer education course completion.
Down payment assistance typically 2.5% of loan amount, interest rate below conventional market rates
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Lynchburg, VA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Lynchburg, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programApply directly with Virginia Housing using the official program link on this page or call (877) 843-2123. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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