MassHousing ONE Mortgage Program

Massachusetts Housing Finance Authority (MassHousing)

Available Down Payment

About This Program

MassHousing ONE Mortgage Program is available in Lynn, MA.

Low-interest mortgage with optional down payment and closing cost assistance for first-time homebuyers in Massachusetts. Income and purchase price limits apply. Down payment assistance is a deferred, no-interest loan due at sale or refinance.

Down payment assistance loan, 0% interest, due at sale or refinance

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lynn, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • Low-interest mortgage for first-time buyers
  • Income limits: ~$164,150 for 1-2 people in Lynn area
  • Purchase price limit: ~$852,300
  • Deferred loan, no interest, due at sale/refinance

How to Apply

A grant-savvy contractor in Lynn, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MassHousing ONE Mortgage Program provide in Lynn, MA?

Down payment assistance up to $15,000.

How do I apply for MassHousing ONE Mortgage Program in Lynn, MA?

Apply directly with Massachusetts Housing Finance Authority (MassHousing) using the official program link on this page or call (800) 882-1154. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lynn, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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